Will Car Loan Interest Rates Go Down In 2025 In Usa. New car incentives are already on the rise, a trend that will continue in the new year. How soon will car loan rates fall once.

When interest rates go down, borrowing becomes cheaper, and that can increase your purchasing power. We’re looking at a nearly 28.5% hike in monthly payments on new cars and trucks in just four years, thanks to higher prices and higher loan rates.